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CSU-ERFA News & Views

Advertise with CSU-ERFAPlease note that the summaries of news items posted on this page do not necessarily represent the official positions of CSU-ERFA or its affiliates.  Links contained within the summaries may take you to the original news sources.  CSU-ERFA is not responsible for the content of linked articles and cannot guarantee the accuracy or completeness of those articles.


February 2018

Youth would be an ideal state if it came a little later in life.  ~Herbert Asquith

The CSU-ERFA Charitable Foundation recently received an eighth $500 challenge grant from a CSU-ERFA member.  The donor will match all donations from individuals received by the foundation by June 30, 2018 up to a total of $500. (We are pleased to report that several members made contributions between July 1 and December 31, 2017, and our previous challenge grant was fully matched.)

The CSU-ERFA Charitable Foundation is a 501(c)3 organization that provides competitive grants to CSU-ERFA members to support their research and scholarly activities. (Recently the foundation was awarded a Gold Seal by GuideStar for its level of financial transparency and operational efficiency.)  Donations in any amount from both CSU-ERFA members and the general public are welcomed.  Donations to the foundation generally are deductible from state and federal income taxes, and all donations will be acknowledged in writing.

You may donate to the foundation by sending a check made out to the CSU-ERFA Charitable Foundation to CSU-ERFA, 18111 Nordhoff Street, Northridge, CA 91330-8339.  Members also can choose to donate to the foundation monthly through a deduction from their CalPERS pension warrant. In addition, credit and debit card donations can be made through the foundation’s GuideStar page.

If you wish to contribute through a deduction from your CalPERS pension warrant, please download our donation agreement form, fill it out and return it to the foundation at the above address: http://csuerfa.org/pdf/Donation-Agreement.pdf

If you wish to make a donation via credit or debit card visit our GuideStar page at https://www.guidestar.org/profile/30-0109115 and click on the “Donate Now” button.


The results of the recent mail and email vote on the constitutional amendment to make all retirees from the California State University system who are are receiving pension payments from CalPERS eligible for CSU-ERFA membership have been tallied, and the measure has received enough votes to pass.

As a result all retirees from the the CSU system who receive a CalPERS pension are now eligible to join CSU-ERFA, and are invited to join. It is expected that the name of the Association will be changed in the near future to reflect the Association's broader constituency.

In addition, the statement of purpose in the Association's constitution will be updated to better reflect the interests of all members.



January 2018

Retire from work, but not from life.  ~M.K. Soni

The CSU-ERFA Charitable Foundation, which provides the financial support for the CSU-ERFA Small Grants Program has been awarded the Gold Seal for Transparency for 2017 by GuideStar.


This award is granted to only the top 1% of non-profit organizations, and is based not on size but on financial transparency and operating efficiency.


The CSU-ERFA Grant Awards Committee has announced the recipients of the 2017-18 grant cycle awards. This cycle six grants were awarded using a total of $6,000 in funds provided by the CSU-ERFA Charitable Foundation. A brief description of each funded project follows:

James Forsher, CSU East Bay: Research Project: Development of the Center for the Study of Media and Intolerance

Professor Forsher will be working with faculty at the University of Vienna to create the infrastructure for the Center for the Study of Media and Intolerance, which will serve as a resource for students and academics in Europe to explore how films and television have dealt with issues of racism, sexism and religious intolerance over the past century. His film archive dates from early 1970’s to the late 1990’s. His future plans include setting up a satellite center in the U.S. at a CSU campus that would benefit from the Center.


Anna Hamre, CSU Fresno: Creative Project: Coro Solare Concert, April 22, 2018

Professor Hamre, the Artistic Director of the Fresno Community Chorus, Inc., a nonprofit organization, is organizing a concert that would include early music edited by Dr. Arthur Huff, a former Director of Choral activities at CSU Fresno. A few editions of the music of the Spanish composer Alonso de Tejeda are well known, but his editions of less well-known works by Franco-Flemish Flemish composer and Giaches de Wert and others are important to preserve. Professor Hamre's grant will to help pay for professional instrumentalists and a rehearsal accompanist for the concert.


Susana Hernández Araico, CSU Pomona: Research Project: Sor Juana and the Indigenous Roots of her Musicality

Professor Hernández Araico will survey Spanish chronicles describing musical performances by various native tribes in central Mexico prior to and during the lifetime of Sor Juana Inés de la Cruz, one of the most accomplished and important writers of the second half of the seventeenth century.  Susana has been invited to present her research findings at the International Conference of Americanist Scholars to be held at the University of Salamanca in Spain in July 2018. Additionally, her presentation will be developed into a publication.


Laurence Houlgate, CSU, Cal Poly: Creative Project:  How to Publish & Market Your Own College Textbook: An Educator’s Guide to Self-Publishing & Self-Marketing 

Professor Houlgate plans to publish an e-book on “how to self-publish and market a textbook.” It is based on what he learned when he published a textbook in 2016 that was also supported by a CSU-ERFA grant.  His new book will give educators a valuable head start by providing them with a step-by-step guide to publishing and marketing their own textbook. He hopes to publish it early in 2018.  Please write to Professor Houlgate for further information at  <lhoulgat@calpoly.edu>.


Lynne Osman Elkin, CSU East Bay: Research Project: Essential Contribution of Rosalind Franklin to the Discovery of the Structure of DNA

Professor Elkin, an authority on Rosalind Franklin, is completing a book on the factual account of the history of the DNA discovery, including the proper role Rosalind Franklin had in the discovery. Lynne’s book will also be correcting misinformation in James Watson’s memoir, the Double Helix. She has interviewed numerous experts, including DNA Nobel Prize Winners: Francis Crick, James Watson and Maurice Wilkins. She hopes her book will inspire women scientists. Her request is for computer assistance to complete her book due to macular degeneration disease. 

Catherine Turrill-Lupi, CSU
 Sacramento: Research Project: A Savonarolan Legacy: Three Case Studies of Art Produced for the Florentine Convent of Santa Caterina da Siena in the 1500s

Professor Turrill-Lupi’s research (A Savonarolan Legacy: Three Case Studies of Art Produced for the Florentine Convent of Santa Caterina da Siena in the 1500s) results will be published in an anthology of interdisciplinary essays addressing the various types of networks formed within and beyond Italian convents during the Early Modern period (projected publication 2019).


The CSU-ERFA Grant Awards Committee is chaired by Professor Marshelle Thobaben (Humboldt), and includes Professors Sally Hurtado de Lopez (Sonoma), Judith Hunt (Sonoma), and Beatrice Pressley (East Bay).


Beginning on January 1, 2018 CalPERS retirees enrolled in traditional Medicare (Parts A & B) and a CalPERS Supplement to Medicare Plan - PERSCare, PERSChoice, and PERSSelect - became eligible for the SilverSneakers program, which provides gym memberships at health clubs and community centers that are part of the SilverSneakers program at no cost.

If you already have a health club or community center gym membership, ask if they are in the SilverSneakers program. If they are, they can check your eligibility and sign you up on the spot.

Retirees who are in HMO Medicare Advantage plans may be eligible for SilverSneakers depending on the plan. You can check your eligibility at silversneakers.com.

Update: The Kaiser-Permanente Medicare Advantage Plan in California offers a similar program, Silver & Fit, that also provides no cost gym memberships at health clubs and community centers. You can find out more information about this program at silverandfit.com.





December 2017

Retire from work, but not from life.  ~M.K. Soni

CalPERS has released its Comprehensive Annual Fiscal Report for the 2016-17 fiscal year. This report provides details about the Public Employees Retirement Fund (the fund that provides retirement benefits for retirees from the CSU and other state agencies).

According to the press release that accompanied the release:

Significant data in the CAFR for fiscal year (FY) ending June 30, 2017:
  • Investment assets stood at $326.4 billion for the Public Employees' Retirement Fund (PERF). This is an increase of more than $24 billion in assets when compared with the previous fiscal year when assets reached $302 billion. Assets today are $344 billion.
  • Net Investment returns in the PERF were 11.2 percent due to strong financial markets. Our Public Equity program returned 19.6 percent for the year.
  • Overall investment expense costs decreased by $169.9 million.
  • The funding level for the PERF was 68.3 percent as of June 30, 2016. As a result of the discount rate change from 7.5 percent to 7 percent through the three-year phase-in, the PERF funded status is estimated to hold at 68 percent for June 30, 2017. This estimate assumes a 7 percent discount rate that will be in effect in FY 2019-20 for the state and FY 2020-21 for schools and public agencies.
  • The PERF paid $21.4 billion in annual pension benefit payments to nearly 670,000 retirees and beneficiaries — an increase of 3 percent from the previous fiscal year of nearly 650,000.

Webmaster's note: the funding level for the PERF, 68%, remains below the 80% level that generally is considered desirable for public pension funds.


As you may know, CalPERS automatically reimburses the basic Medicare Part B monthly premium (which will be $134.00 for 2018) for its retirees who are in Medicare.  What you may not know is that if you are subject to the Income-Related Monthly Medicare Adjustment Amount (the IRMAA) because your annual total adjusted income exceeds certain limits, you may be eligible to have part or all of the IRMAA reimbursed by CalPERS as well.

The amount of additional reimbursement will depend on how much excess money is available from the monthly health insurance contribution made by the CSU for CSU retirees.  This will vary depending on how many of your dependents, if any, are enrolled in CalPERS basic or supplemental health plans.

If you think you may be eligible for reimbursement for all or part of your IRMAA, you have to notify CalPERS in writing.  Include in your letter to CalPERS a copy of your annual letter from the Social Security Administration describing your benefits for the coming calendar year.  This will include the amount of your IRMAA. (The letter for 2018 was sent to Social Security recipients in late November 2017.)

Mail your request to

CalPERS Member Account Management Division
Attention: Medicare Administration
P.O. Box 942715
Sacramento, CA 94229-2715

Within a few weeks you should receive a response from CalPERS, which indicates the amount of additional Part B reimbursement you will receive for 2018.  Note that it can take from 30 to 90 days before the additional reimbursement begins to appear in your retirement check or deposit.  The reimbursement will cover the entire year, so you may also see a lump sum payment for the prior months.






November 2017

One of the problems of retirement is that it gives you more time to read about the problems of retirement. ~Author unknown.


One of the highlights of the October CSU-ERFA State Council Meeting in Long Beach was the keynote speech by Reporter editor Ted Anagnoson entitled "Understanding the Trump Presidency."

The slides from Ted's talk are now available (in pdf format) on our website. You can download them here.


CalPERS is warning of a new telephone scam targeting its retirees. The Sacramento Bee reported on Nov. 2, 2017 that there have been reports of CalPERS annuitants receiving telephone calls telling them that they owe money to the pension fund and have to remit the money owed via a prepaid credit card in order to continue receiving their pensions.

CalPERS advises that it never contacts annuitants via telephone calls to request payments, and never requests payment by prepaid or reloadable credit cards. If you receive such a call, hang up immediately.





October 2017

One of the problems of retirement is that it gives you more time to read about the problems of retirement. ~Author unknown.


The CSU-ERFA State Council voted at its October 21st 2017 meeting in Long Beach to send to the members a proposed constitutional amendment that would expand membership eligibility. If the amendment is approved, all CSU retirees who are receiving a CalPERS retirement annuity would be eligible to join CSU-ERFA.

Under Article III, Section 2 of our constitution, currently

..... All retired California State University faculty, professional librarians, and academic administrators who are CalPERS annuitants and such others as have been accorded faculty status on individual campuses, or who are members of a campus organization affiliated with CSU-ERFA and who
have official recognition as being retired, are eligible for membership in this Association. ......

The effect of the change would be to make our eligibility criteria uniform across all CSU campuses. Currently CSU staff members who belong to a campus affiliate are eligible to join. However, staff membership eligibility in affiliated campus organizations varies from campus to campus.

As required by our constitution a secret ballot will be mailed to the membership. A majority of those voting is required for the amendment to pass.


There is still time to apply for a CSU-ERFA grant award. Note that the deadline for submissions for this cycle is October 31, 2017. Proposal guidelines and submission forms are available here.

Please note that only CSU-ERFA Members are eligible to receive awards. However, a membership form may be submitted with your proposal.




September 2017

One of the problems of retirement is that it gives you more time to read about the problems of retirement. ~Author unknown.


The updated 2017 edition of the CSU-ERFA Survivor's Guide is now available for purchase by the public at a cost of $10. Current members of CSU-ERFA can purchase the updated 2017 Guide at the discounted price of $5. New members receive their first copy of the Survivor's Guide at no charge.

The Survivor's Guide is an invaluable tool for every retiree who wants to ease the burden on his or her survivors and executor at the time the retiree becomes disabled or dies. The Guide helps the retiree organize all the important information in one place, and helps to ensure that the retiree's wishes will be followed.

An order form for the Guide can be downloaded at http://csuerfa.org/pdf/Survivors-guide-2017-order-form.pdf


Our CSU-ERFA Pre- and Post Retirement Concerns Committee reports that some CSU-ERFA members have experienced exorbitant roll-over fees when transferring outside investments into the CSU TSA Fidelity program. If you are considering moving outside investments into the CSU Tax-Sheltered Annuity program, be sure that you understand the fees that you are going to be charged to move your money. If necessary, consult a professional, licensed investment advisor before transferring your money.




August 2017

One of the problems of retirement is that it gives you more time to read about the problems of retirement. ~Author unknown.


CalPERS Health Plan Open Enrollment starts September 11, 2017 and runs through October 6, 2017. To access your current health plan information, and to see your options for next year visit your My|CalPERS account (my.calpers.ca.gov).

If you need assistance with your My|CalPERS account, or you need set one up call 1-888-225-7377.


CalPERS Board Election Ballots will be mailed starting September 1, 2017. The deadline to vote is October 2, 2017.

The CSU-ERFA Executive Committee recommends Michael Flaherman for Seat A, and has made no recommendation for Seat B. Details of the recommendations can be found on page 3 of the September 2017 issue of the Reporter.

In addition to traditional voting by mail, you also can vote online at www.calpersboardelections.com or by telephone by calling (800) 270-7146. In either case you will need your Personal Identification Number (PIN), which can be found on the ballot card mailed to you in the ballot package.







July 2017

Q. How many retirees does it take to change a light bulb?

A. Only one, but it might take him or her two or three days. ~Author unknown.

CalPERS reported a preliminary rate of return of 11.2% on its investment portfolio for the fiscal year that ended on June 30, 2017. This increased CalPERS funded ratio from 65% to 68%, which is still below the 70% funded ratio that most analysts consider the minimum safe level for public pension funds, and well below the 80% funded ratio that analysts require to rate a pension fund as strong.

A discussion of the details of last year's investment performance by Ted Eliopoulos, CalPERS Chief Investment Officer, can be found here.


The revised, proposed CalPERS health plan rates for 2018 have been announced. A table showing these rates can be downloaded here. The table covers rates for both basic plans and Medicare plans, and it includes rates for the retiree plus dependents if the retiree has enrolled one or more dependents in his or her health plan.

Retirees and enrolled dependents who are age 65 or older are required to be enrolled in Medicare. The Medicare plans listed in the table are either Supplement to Medicare plans (PPOs) or Medicare Advantage Plans (HMOs).

Note that the rates in the table do not include the monthly CSU contribution to retiree health care. This year that contribution was $707.00 per month for a single enrollee, $1,349.00 per month for the retiree plus one dependent, and $1,727,00 per month for the retiree plus two or more dependents. The CSU contributions for 2018 are expected to be approximately the same, so retirees should have no out-of-pocket expense for the plans listed in most cases.

CalPERS also reimburses the basic Medicare Part B premium for retirees enrolled in traditional Medicare. Some retirees in traditional Medicare may be subject to an additional income-related adjustment for Medicare Parts B and D. In that case the retiree can apply to have up to the difference between the CSU contribution and the actual premium cost for the Medicare Supplement Plan reimbursed to cover the income-related Medicare Part B adjustment.




June 2017

Youth would be an ideal state if it came a little later in life.  ~Herbert Asquith

The 2017-18 CSU-ERFA Grant Awards Program cycle begins July 1, 2017. Note that the deadline for submissions for this cycle is October 31, 2017. Proposal guidelines and submission forms are available here.

Please note that only CSU-ERFA Members are eligible to receive awards. However, a membership form may be submitted with your proposal.


We have received the sad news that Donald O. (Don) Dewey, Professor of History and Dean Emeritus and CSULA passed away on June 25, 2017 just two weeks shy of his 87th birthday. Don was a Past President of CSU-ERFA.




May 2017

Don't play too much golf.  Two rounds a day are plenty.  ~Harry Vardon

The June 2017 issue of the Reporter includes a web-only extra - a review by CSU-ERFA President Bill Blischke of Tressie McMillan Cottom's book Lower Ed: The Troubling Rise of For-Profit Colleges in the new economy.


CalPERS recently released the following letter to members regarding problems with the transition to the OptumRx Pharmacy Benefits Manager [ed. note: some minor typos have been corrected]:

We’re Working to Improve Your OptumRx Experience

May 2017


 Dear Valued Member:

As you know, we launched OptumRx as CalPERS new pharmacy benefi[ts] manager on January 1 to replace CVS Caremark. As with any major change within an organization the size of CalPERS, we expected a few bumps along the transition road.

However, we recognize that a number of issues have negatively impacted our members who rely on OptumRx to provide their prescription drug services. We want to assure you that we are working hard to improve customer service and your OptumRx experience.

We  have  listened  to  your  concerns  and  taken  some  immediate  steps  to  address  them.

          OptumRx will add approximately 100 additional “Select90/Preferred90” retail pharmacies in California’s rural, suburban, and urban areas in June 2017. More members in areas where a  Walgreens pharmacy is not available will soon have easier access to a 90-day supply of maintenance medications in retail pharmacies.


          OptumRx has expanded its dedicated call center staffi[ng] to reduce wait times and improve customer service.


          CalPERS health team provided training to OptumRx’s customer service representatives to help them better understand CalPERS benefi[ts] and how the Medicare Part D plans are administered.


          At our request, OptumRx appointed a customer service manager to work directly with the CalPERS health senior leadership team to resolve call center and customer service issues.


          OptumRx enhanced its Prior Authorization review process for Medicare members to increase the approval rate for prescription drugs to which members previously had access.

          CalPERS is placing some Medicare specialty drugs in a lower cost tier.

          The CalPERS health team continues to hold daily meetings with OptumRx staff to resolve issues, especially in the area of customer service and clinical programs.


The following resources are available should you have questions concerning your OptumRx pharmacy benefi[ts]


OptumRx Customer Service: Medicare/EGWP: (855) 505-8106  Basic: (855) 505-8110 TTY service: 711

BriovaRx Specialty Pharmacy: (855) 821-7217

Prior Authorization Fax: (800) 527-0531

OptumRx Website: www.optumrx.com/calpers

We want to thank you for your comments, and we promise to continue to diligently work to improve the service and your experience with OptumRx.

CalPERS Health Team


Our links page has been updated and now includes links to all the current CalPERS health plans and to the OptumRX prescription benefit plan.

In addition we added a link to mattress and bedding information for those with disabilities.


Donations to the CSU-ERFA Charitable Foundation received by June 30, 2017 will be matched dollar for dollar.

The CSU-ERFA Charitable Foundation recently received another $500 challenge grant from a CSU-ERFA member.  The donor will match all individual donations received by the foundation through June 30, 2017 up to a total of $500.

The CSU-ERFA Charitable Foundation is a 501(c)3 organization that provides competitive grants to CSU-ERFA members to support their research and scholarly activities.  Donations in any amount from both CSU-ERFA members and the general public are welcomed.  Donations to the foundation generally are deductible from state and federal income taxes.

You may donate by sending a check to the CSU-ERFA Charitable Foundation at 18111 Nordhoff Street, Northridge, CA 91330-8339.

CSU-ERFA members also have the option of setting up a regular monthly donation to the foundation from their CalPERS pension warrant. 

In either case, please download and fill out our donation agreement form.



March 2017

Youth would be an ideal state if it came a little later in life.  ~Herbert Asquith

The term of the current retiree member of the statewide CSU Academic Senate (ASCSU) will end on June 30, 2017. This position is open to all CSU faculty retirees. However, the final selection of the ASCSU retiree member is made by the State Council the CSU-ERFA. Please read the following information if you are interested in applying for this position.

All CSU faculty retirees are eligible to be selected and to serve as the CSU faculty retiree on the ASCSU . (The CSU faculty retiree is a voting member of the ASCSU).

Nominations including self-nominations must be made by CSU retirees and must be submitted to the CSU-ERFA office no later than March 29, 2017. They must be submitted by email to csuerfa@csun.edu. They must include the following:

1. A statement that the nominee is a CSU faculty retiree, will serve the three-year term as the retiree member of the ASCSU if selected, and is aware that he/she will be invited to prepare reports to CSU-ERFA on issues of interest and concern to the ASCSU and the CSU. Such reports may appear in the CSU-ERFA Reporter.

2.A brief resume for the nominee indicating educational background; academic and/or administrative service in the CSU; and experience in academic governance at campus and/or system level.

3. A statement describing why the nominee would be an appropriate choice for this position.

4. At least three references; telephone numbers and email addresses of the references are required.

5. Any additional material that may be helpful to the Selection Committee.

The Selection Committee will make its recommendation to State Council delegates by April 3, 2017, and the State Council will makes its decision at its meeting of April 15, 2017. The faculty retiree will serve a three year term beginning on July 1, 2017.





February 2017

Youth would be an ideal state if it came a little later in life.  ~Herbert Asquith

The upcoming March 2017 issue of the Reporter includes a web-only extra - a review by CSU-ERFA President Bill Blischke of Sara Goldbrick-Rab's popular book Paying the Price - College Costs, Financial Aid, and the Betrayal of the American Dream.


In December 2016 Sam Johnson (R, Texas), Chair of the House Ways and Means Committee subcommittee on Social Security unveiled a plan to "permanently save Social Security." Analysis of this plan by Michael Hiltzik of the Los Angeles Times suggested that this was achieved entirely by benefit cuts. Johnson's plan would not raise any additional revenue for Social Security.




January 2017

Youth would be an ideal state if it came a little later in life.  ~Herbert Asquith

A reminder for those members now covered by the OptumRX prescription drug plan - in addition to using the OptumRX mail order pharmacy, you can obtain a 90-day supply of your medications at a Walgreen's pharmacy for the same co-pay as obtaining them from the mail-order pharmacy. Ninety-day supplies of most generics will have a co-pay of $10 or less, and 90-day supplies of approved brand-name drugs will have a $40 co-pay.

OptumRX also has agreements with several other pharmacies, including CVS, that also allow you to pick up 90-day supplies of your medications.  However, the co-pays will be higher than at Walgreen's - $15 for most generics, and $60 for approved brand name medications.

Obtaining your medications at a local pharmacy has some advantages.  These include not having to worry about package thefts or delays, not having heat-sensitive medications out in the sun for extended periods of time on hot days, and having the opportunity to talk to a pharmacist if you have questions about your medications.


A recent New York Times article on fake news references a classic work by CSU Fullerton professor Julian Foster and his colleagues that debunked the book None Dare Call it Treason, by John A. Stormer. Foster and his colleagues showed in a pamphlet entitled None Dare Call it Reason that many of the 800+ citations listed in Stormer's book were used in ways that could be considered distorted.

Jim Dwyer, who authored the N.Y. Times article, thanked CSU Fullerton's Pollak Library archivist Patricia Prestinary for providing a copy of None Dare Call it Reason.


The CalPERS Board of Administration voted on December 21, 2016 to lower the discount rate for the CalPERS pension fund from 7.5% to 7.0% over the next three years. This is a less drastic cut in the discount rate than had been mentioned in a number news stories late last year.

The CalPERS news release states that:

The discount rate changes approved by the Board for the next three Fiscal Years (FY) are as follows:

  • FY 2017-2018:     7.375%
  • FY 2018-2019:     7.25%
  • FY 2019-2020:     7.00%

In addition, the Board approved separate timelines for implementing the new rate for state, school, and public agencies. The new discount rate for the state would go into effect July 1, 2017. The new discount rate for the school districts and public agencies would take effect July 1, 2018. The difference allows schools and public agencies additional time to plan for rate increases.

As a result of these changes in the discount rate, most non-safety employers, including the CSU, will see increases in the contributions that they are required to make to CalPers by 1% to 3%. In addition, employees hired after the changes go into effect will see their pension contributions increase.




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